🏦
LOANS
Our Basic criteria to apply or pass the loans.
1) Proposal should be above 5 lacs (min.) For Home Loans, Personal Loans & Mortgage Loans.
2) For gold loans start from 50,000/- rs. Min.
3) Transfer your loan to get low rate of interest.
4) 3yrs. ITR (with C.A. stamp) should be above 3.5 lacs (at list) per annum.
5) No loan on Plot or Land. Only on built ready property.
6) Providing loans for Rural area (Grampanchayat) area till 5 th floor for New flats.
7) Salary should be above 20,000/- per month in Good Company.
8) For property mortgage loan required in City area say no to Garmpanchayat.
9) Husband & wife both salary countable in Home Loans case.
10) No loan for Raw House or Load-bearing house.
11) For business loan profit shoud be above 4 lacs.
13) Loans documents same for loans transfer.
Our Bank list:
Group 1
1. ICICI BANK
2. HDFC BANK
3. L&T FINANCE
4. BANK OF BARODA
5. TATA CAPITAL
6. DEUTSCH BANK
Group 2
1) Punjab National Bank
2) Other banks.
List of clients Documents.
*Documents required for personal Loan*
*Applicant*
1. Pan card.
2. Adhar card.
3. Last 3 months salary slips.
4. Last 1 year bank statement.
5. Last 2 years form 16 (A+B).
6. Cancel cheque.
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*Required of Documents for Home Loan (self employee)*
*Applicant*
1. Pan card
2. Aadhar card
3. GOMASTA/ Registration certificate/ CA certificate/ VAT registration/ Partnership Deed.
4. Business profile
5. LATEST 3 Years ITR Returns with
computation of income,
profit and loss a/c,
balance sheet &
6. Audit report
7. 1 year all bank statement updated ( Current Ac)
8. If any loan then statement of loan account is required.
*Co applicant's Docs.*
1. Pan card
2. Aadhar card
3. Additional doc required as per cases.
Property chain agreement.
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*Eligibility criteria*
*Salaried Home Loan & Personal loan*
- Cibil score will be 750
- Salary 30k
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*Self employee-Home Loan*
- Cibil 750.
- Yearly Net profit above 4Lac.
- Last 3 years ITR Required.
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